N.E.M. Insurance Company (Nigeria) Plc (NEM.ng) listed on the Nigerian Stock Exchange under the Insurance sector has released it’s 2020 interim results for the third quarter.For more information about N.E.M. Insurance Company (Nigeria) Plc (NEM.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the N.E.M. Insurance Company (Nigeria) Plc (NEM.ng) company page on AfricanFinancials.Document: N.E.M. Insurance Company (Nigeria) Plc (NEM.ng) 2020 interim results for the third quarter.Company ProfileNEM Insurance Company (Nigeria) Plc offers all classes of life and non-life insurance products to the personal and corporate sectors in Nigeria. Personal products include travel, motoring, professional indemnity, goods in transit and fire and special perils. Products for small-to-medium businesses include cover for burglary, product liability, fidelity guarantee, personal/group personal accident, travel, money and motor insurance. Corporate products include cover for general business, marine, aviation, oil and gas, engineering, bonds and motor insurance. NEM Insurance Plc was established in 1948 as an agent for Edward Turner & Co.; became a Nigerian branch of NEM General Insurance Association Limited of London in 1965; and merged with Vigilant Insurance Company Limited to transact all classes of general insurance. The company has expanded its operations into the West Africa sub-region in 2009 through its subsidiary NEM Insurance (Ghana) Limited which subsequently merged with Regency Alliance to form Regency NEM Insurance (Ghana) Limited in 2016. The company’s head office is in Lagos, Nigeria. NEM Insurance Company (Nigeria) Plc is listed on the Nigerian Stock Exchange
Houses Year: 2013 Japan “COPY” CopyAbout this officeAPOLLO Architects & AssociatesOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSumidaHousesJapanPublished on September 21, 2013Cite: “Alley / APOLLO Architects & Associates” 21 Sep 2013. ArchDaily. Accessed 11 Jun 2021.
Fundraiser recruitment service expands to North of England 31 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Scottish recruitment agency Bruce Tait Associates (BTA) has expanded its service to help charities in the north of England recruit fundraisers.The agency has partnered with local fundraising consultants Angie Kay and Ilene Hoyle to extend the new service in the North.Managing Director Bruce Tait said: “Ilene and Angie are two of the most respected fundraisers in the UK, and will be an excellent support for charities looking to recruit fundraisers without having to resort to expensive and unsuccessful advertising campaigns. We are delighted to have them on board”. Advertisement Tagged with: Consulting & Agencies North East North West Recruitment / people AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis BTA operates a no-appointment no-fee service and has helped recruit over 100 fundraisers for a wide range of charities in the last two years, from Director to Administrator.www.brucetaitassociates.com About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 22 June 2009 | News
News Help by sharing this information Follow the news on Sri Lanka Reporters Without Borders is outraged by the murder of Paranirupasingam Devakumar, a television reporter of Tamil origin, who was hacked to death yesterday evening as he was returning to his home a few kilometres outside the northern city of Jaffna. A friend who was with him was also killed in the attack.“Devakumar is the latest journalist to fall victim to the spiral of violence that has wracked the Jaffna peninsula since fighting between the government and Tamil Tigers resumed in 2006,” the press freedom organisation said. “The government in Colombo must do everything possible to establish the circumstances of this murder and identity those responsible, so that it does not go unpunished as so many others have.”Reporters Without Borders added: “Although no suspect has yet been found, the security forces should explain how this attack took place in an area of the peninsula that is supposed to be under close military control. The government is exposing both its inability and its lack of political will to protect journalists.”Aged 36, Devakumar had worked for the past three years for the three stations owned by the Maharaja Television group – MTV, Sirasa TV and Shakthi TV. He was hacked to death by an unidentified group of assailants at Navanthurai, a few kilometres outside Jaffna, as he was returning to his home in Vaddukoddai. The friend accompanying him, 24-year-old computer technician Mahendran Varadan, died later in hospital from the injuries he sustained in the attack.The government has reportedly assigned three police teams to probe the incident. Priority could not be given to any hypothesis for the time being as Devakumar was known for covering both sides of the war between the government forces and the Liberation Tigers of Tamil Eelam (LTTE). He had not been criticised or threatened in the past and a personal motive cannot be ruled out.Stressing that Devakumar’s murder was just the latest in a series of killings of journalists in the troubled Jaffna region, the Free Media Movement said condemnations and promises of investigations had no meaning “without the political will” to complete the investigations. “The repugnant impunity that aids and abets violence against journalists and media personnel must come to an end,” the FMM said.Caught in the crossfire between two armed forces, journalists in the Jaffna peninsula are constantly the targets of threats, kidnappings and murders, and many of them have been forced to flee the region. Reporters Without Borders has long condemned the untenability of this situation in its press releases and in a report entitled “Jaffna’s media in the grip of terror” which it published on 24 August 2007 as a member of an international press freedom mission to Sri Lanka.President Mahinda Rajapaksa recently reiterated his determination to “defeat the terrorism” of the Tamil Tigers, who are blamed for the frequent deadly bombings in the Colombo region. Despite their attempts to suppress the information, the security forces have sustained heavy losses in the course of their attempts in recent months to dislodge the LTTE from the Jaffna peninsula. Sri Lanka: tamil reporter held on absurd terrorism charge Reporters Without Borders is outraged by the murder of Paranirupasingam Devakumar, a television reporter of Tamil origin, who was hacked to death yesterday evening as he was returning to his home, in an area of the Jaffna peninsula that is supposed to be under control of the government forces. “The government is exposing its inability to protect journalists,” the press freedom organisation said. July 15, 2020 Find out more News January 13, 2021 Find out more Sri Lanka: RSF signs joint statement on attacks against human rights defenders, lawyers and journalists Sri LankaAsia – Pacific Receive email alerts Organisation News to go further RSF_en Sri LankaAsia – Pacific News July 29, 2020 Find out more Sri Lanka: Journalist manhandled by notorious police inspector currently on trial May 29, 2008 – Updated on January 20, 2016 TV reporter hacked to death in Jaffna
WATCH: “Everyone is fighting so hard to get on” – Pat Ryan on competitive camogie squads TAGSBilly HollandChampions CupKeeping Limerick PostedlimerickLimerick PostMunsterMunster.RugbyRugbySporting limerick The post WATCH: Billy Holland on frustrations in Paris and Ospreys welcome appeared first on Sporting Limerick. Limerick’s National Camogie League double header to be streamed live Advertisement Print WhatsApp Limerick Ladies National Football League opener to be streamed live Linkedin RugbyMunsterNewsSportWATCH: Billy Holland on frustrations in Paris and Ospreys welcomeBy Ronan Coughlan – January 17, 2020 97 Predictions on the future of learning discussed at Limerick Lifelong Learning Festival Billy Lee names strong Limerick side to take on Wicklow in crucial Division 3 clash RELATED ARTICLESMORE FROM AUTHOR Email Facebook Previous articleTwilight Concerts at the CathedralNext articleLimerick artists on this year’s ones to watch list Ronan Coughlan Twitter Munster lock Billy Holland reflected on his side ‘frustrations’ across his sides Champions Cup Pool games so far, which is resulted in the provinces likely exit from the tournament.“Were leading after 65 minutes over in London against Saracens, were leading after 71 minutes in Paris against Racing and you come out the back of what looks like a battering which wasn’t the case.”“It’s really frustrating but they are the fine margins at that level and that’s where we need to get to.”Munster will welcome Ospreys to Thomond Park on Sunday. (Kick-off 1pm)Sign up for the weekly Limerick Post newsletter Sign Up “We owe it to ourselves and we owe it to our supporters to put in a performance worthy of the Munster jersey on Sunday.”Click below to watch the full video Donal Ryan names Limerick Ladies Football team for League opener
Registration set for engineering camp Odessa College Student Activities Coordinator Nadia Rivas listens to the discussion. Dr. Denise K. Perdue was lecturing about “Why We Celebrate Black History Month” during a Lunch & Learn session in the Wood Math and Science Building at Odessa College Wednesday, February 7, 2018. The event was part of Odessa College’s Black History Month events. Local NewsEducation OC official digs into reasons for Black History Month Dr. Denise K. Perdue talks about “Why We Celebrate Black History Month” during a Lunch & Learn session in the Wood Math and Science Building at Odessa College Wednesday, February 7, 2018. The event was part of Odessa College’s Black History Month events. Facebook Twitter Odessa College Student Activities Coordinator Nadia Rivas listens to the discussion. Dr. Denise K. Perdue was lecturing about “Why We Celebrate Black History Month” during a Lunch & Learn session in the Wood Math and Science Building at Odessa College Wednesday, February 7, 2018. The event was part of Odessa College’s Black History Month events. Digging into why Black History Month is celebrated, Odessa College Executive Director of Student Learning Resources Denise Perdue dug back to the sources — Carter G. Woodson and President Gerald Ford.Woodson was born to freed slaves. He wanted to find out more about himself, so he traveled the country and noticed that other people wrote down their histories, so why not African Americans. The biography.com website said Woodson dedicated himself to black history and lobbied to establish Black History Month.It was Ford who established the month in 1976 “calling upon the public to ‘seize the opportunity to honor the too-often neglected accomplishments of black Americans in every area of endeavor throughout our history,’” the History.com website said.Perdue said it was illegal for black people to learn to read and write and the lives of anyone who taught them were in danger, as well. But Woodson saw others chronicling their history and thought it was equally as important for African Americans. Dr. Denise K. Perdue talks about “Why We Celebrate Black History Month” during a Lunch & Learn session in the Wood Math and Science Building at Odessa College Wednesday, February 7, 2018. The event was part of Odessa College’s Black History Month events. 1 of 5 Odessa College Student Activities Coordinator Nadia Rivas listens to the discussion. Dr. Denise K. Perdue was lecturing about “Why We Celebrate Black History Month” during a Lunch & Learn session in the Wood Math and Science Building at Odessa College Wednesday, February 7, 2018. The event was part of Odessa College’s Black History Month events. Pinterest WhatsApp By admin – February 9, 2018 OCA top 2 were ESL students Twitter Home Local News Education OC official digs into reasons for Black History Month Previous articleAlpine celebrates St. Valentine’sNext articleSULLUM: Poland’s Holocaust bill is a hate speech ban admin RELATED ARTICLESMORE FROM AUTHOR NAACP History.Black History Month. Pinterest Noel earns award Dr. Denise K. Perdue talks about “Why We Celebrate Black History Month” during a Lunch & Learn session in the Wood Math and Science Building at Odessa College Wednesday, February 7, 2018. The event was part of Odessa College’s Black History Month events. Director of Student Life Urisonya Flunder said so much of black history was suppressed intentionally because of slavery and other things happening.He chose February as the month for Black History Month because it includes the birthdays of abolitionist Frederick Douglass and President Abraham Lincoln.Perdue’s presentation also included showing a clip of an interview with actor Morgan Freeman and Mike Wallace about Black History Month. Freeman says he thinks the month is ridiculous. Wallace asked him how we can get rid of racism and Freeman said we should quit talking about it.A poll of those attending the presentation in the Wood Math and Science Building at Odessa College Wednesday showed 57 percent agreed and 43 percent disagreed. The cell phone poll was anonymous and answered by about nine people.She added that education is an opportunity to change people’s mindsets.Perdue said she first heard of Woodson from an instructor at Hopkinsville Community College in Hopkinsville, Ky. Perdue, who started her academic career at the school, had already earned a bachelor’s degree and was working toward a master’s.She told the instructor she wanted to do something different for Black History Month.“I’d never heard of him,” Perdue said of Woodson. “My parents had not heard of him. My grandparents hadn’t heard of him, so that search began. It was exciting and thrilling,” Perdue said.When she was teaching, Perdue said people wouldn’t shake her hand when she greeted them and she would be told when people talked to her on the phone that they didn’t know she was black. But she said at the end of a term, she has never had someone stay the same.William Council, who used to be in prison ministry, said people look for identity and someplace to belong. Council added that he has learned a lot about the contributions blacks have made to society for everything from traffic lights to water guns.“I thought it was incredibly informational,” Council said of the presentation. “I think Miss Denise did an awesome job of really breaking down the history of Black History Month and why it’s relevant today and bringing that information full circle to have a very in-depth conversation about that and how it relates to us today where we are.”More Information WhatsApp Facebook Texas Fried ChickenUpside Down Blueberry Pie CheesecakeSummer Spaghetti SaladPowered By 10 Sec Croissant Breakfast Sandwich Casserole NextStay
About Author: David Wharton Related Articles January 15, 2018 1,909 Views Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: GSE Credit Risk Transfer Loss Expectations Trend Lower Next: Are Housing Databases Overshadowing Agents? Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribe Home / Daily Dose / Inventory Shortages & Affordability Leading Some Homeowners to Renovate Print This Post Demand Propels Home Prices Upward 2 days ago Inventory Shortages & Affordability Leading Some Homeowners to Renovate Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Home Prices home renovation Homebuyers Housing Inventory NAHB National Association of Home Builders Potential homebuyers are having their plans hampered by limited availability and affordability, leading some to reconsider staying in their current home and renovating instead. That’s according to a new report by the National Association of Home Builders, released recently during the NAHB International Builders’ Show in Orlando, Florida.NAHB reports that housing starts increased 9 percent year-over-year in 2017, but housing availability and affordability remains serious obstacles to many homebuyers. Of the potential homebuyers surveyed by NAHB, 65 percent don’t see any relief for these problems coming in 2018. Of those surveyed, 79 percent of prospective buyers told NAHB that they can only afford half the homes in their markets.Rose Quint, Assistant VP of Survey Research for NAHB, said, “These potential buyers see a problem with housing availability. They know it’s a tough nut to crack, but they are not deterred. They are still planning to buy a house in the next 12 months.”The inventory and affordability issues are also leading more homeowners to stick in their current homes longer than they otherwise would. According to NAHB, homeowners are staying in their homes an average of 12-13 years, and that longer timeline means many homeowners are looking to renovate.NAHB reports that the top five renovation projects homeowners are considering include changing paint colors (48 percent), changing flooring (43 percent), or fixing up their kitchen, bathroom, or outdoor areas. That holds true for both luxury homes and mainstream homes (the latter defined as those owned by homeowners with an income of less than $125,000 per year).According to NAHB, the average home size for 2017 was 2,627 square feet, more or less unchanged from the 2016 total of 2,622 square feet. Forty-six percent of homes had four or more bedrooms in 2017, as compared to 45 percent in 2016. NAHB reports that in 2017 37 percent of homes had three full bathrooms, up from 35 percent in 2016.Per NAHB’s surveys, homes built in 2018 will likely include “a walk-in closet in the master bedroom, separate laundry room, a great room, nine-foot ceilings on the main floor and granite kitchen counters.” Energy-saving perks such as Energy Star-certified windows and appliances are also on track to be very popular in the year ahead.Furthermore, apparently not every potential homeowner puts a premium on having a lot of space. According to NAHB, 53 percent of respondents said they would consider buying a home smaller than 600 square feet at some point in their lives, with Gen Xers and millennials considerably more open to the idea than Baby Boomers or seniors.You can find out more about the NAHB’s homebuyer survey data by clicking here. Home Prices home renovation Homebuyers Housing Inventory NAHB National Association of Home Builders 2018-01-15 David Wharton The Best Markets For Residential Property Investors 2 days ago Share Save in Daily Dose, Featured, Journal, Market Studies, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago
ColumnsFixing A Flawed Interpretation Of “Consent” For Sexual Offences In India Gauri Thampi. P26 Sep 2020 1:34 AMShare This – xA Kerala High Court judgement in June 2020 defined consent to construe an elevated standard of affirmative consent. The judgement also gives an insight on the the standard which can prevent acquittals like the Mahmood Farooqui case in future. In Farooqui case the court gave benefit of doubt to the accused by placing undue relevance to section 90 of IPC. This section puts additional burden…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginA Kerala High Court judgement in June 2020 defined consent to construe an elevated standard of affirmative consent. The judgement also gives an insight on the the standard which can prevent acquittals like the Mahmood Farooqui case in future. In Farooqui case the court gave benefit of doubt to the accused by placing undue relevance to section 90 of IPC. This section puts additional burden on the victim to ensure that the perpetrator understands the absence of consent. This article will analyse whether the definition of consent as propounded by theHigh Court of Kerala can possibly fix the existing flawed interpretation of consent. Consent has always been central to the debates surrounding sexual offences. Explanation 2 appended to section 375 of the Indian Penal Code defines consent as “an unequivocal voluntary agreement when the woman by words, gestures or any form of verbal or non-verbal communication, communicates willingness to participate in the specific sexual act”. This is indeed providing a positive definition of consent moving towards a “yes means yes” approach. However, this liberal adaptation of consent is offset by section 90 of Indian Penal Code which states that “A consent is not such a consent as it is intended by any section of this code, if the consent is given by a person under fear of injury, or under a misconception of fact, and if the person doing the act knows, or has reason to believe, that the consent was given in consequence of such fear or misconception…”. This very provision lead to the acquittal of Mahmood Farooqui (2017) by the Delhi High Court, where the court held that the section requires the accused to know that the consent was given under a fear of injury or misconception. The court concluded from the facts of the case that Farooqui did not know the sexual act in question was non-consensual, therefore entitling him to benefit of doubt. This joint reading of section 375 and section 90 is indeed problematic deriving the concept of affirmative consent in section 375 ineffective. Such an approach is fundamentally flawed as it shifts the onus to the victim to convey the absence of consent thereby overlooking the sexual acts emerging from power imbalances, and abuse of dominance or authority relationships. Rectifying this error can be done through either an amendment of section 90 or through redefining the prevailing standards of consent. In a praiseworthy judgment the Kerala High Court in 2020 fixed new standards to define consent setting the ball in motion to instil a judicial discourse on affirmative consent. The accused in the present case was charged with multiple occurrences of rape of a minor girl aged 14 years and impregnating her. Since the prosecution failed to prove the minority of the victim girl, the case was entirely based upon whether the intercourse was consensual. The accused based his argument on the fact that the victim girl made subsequent visits to his house even after the first instance and this conduct indicated that latter instances of sexual intercourse were consensual. The court pointed out that the subsequent instances were immaterial since the accused did not prove that the first instance was consensual. However, the court still went ahead to make laudable observations on consent and the psychology of victims to reason the conduct of the victim girl. The appeal was hence dismissed, and conviction was upheld due to lack of merit in the contention of the accused. According to the judgment, “consent requires voluntary participation, not only after the exercise of intelligence, based on the knowledge, of the significance and moral quality of the act, but after having freely exercised a choice between resistance and assent.” Therefore, the court stated that the parameters of consent is to be guarded by deliberation and the continuing power to withdraw assent. The judgment here was reinstating what was held previously in Rao Harnarain Singh Sheoji Singh v. State (1958) and Uday v. State of Karnataka (2003). However, what sets this judgment apart is its reference to UN Declaration on the Elimination of Violence Against Women (DEVAW) and US Supreme Court judgment in Meritor Savings Bank, FSB v. Mechelle Vinson et al (1986). The court held the view that sexual offences are manifestations of gender inequality and power imbalances in the society. According to DEVAW, if sexual interaction is equal consent is not needed and when its unequal consent is required to make it equal. Therefore, the new standard as held in Thankappan v. State of Kerala adopted from the US Supreme Court judgment is “welcomeness” where only sexual intercourse which are welcomed could be construed as consensual and not violative of the rights of the victim. A woman can consent or show “willingness to participate” in a sexual act, however such a consent might be lodged with coercion, uncomfortableness, helplessness, or fear trailing from the prevailing dominant spirit of men. The view adopted in this case requires women to be considered as equal sexual partners, possessing sexual desires independent of their male counterparts, and enjoying autonomy over their body and sexuality. Any other definition opposing affirmative consent forecloses a gender equality approach, is regressive, and further deepening the power imbalances. An interpretation that presumes women’s consent in the absence of her express or implied divulgence of her “fear of injury” as discussed in the Farooqui case is overlooking this social reality of existing inequalities and gender bias. Therefore, applying this new standard of “welcomeness” as the single most test exalts the existing standard of consent under section 375. Further, it can resolve the inherent flaws underlying the joint interpretation of section 90 and section 375 as propped up in the Mahmood Farooqui case. The Kerala High Court through this case has therefore opened doors to a more liberal approach accommodating affirmative consent in its totality. It is indeed commendable that the decision has established the foundation for discourse on the relationship between gender inequality, sexual offences and the role of affirmative consent in maintaining the balance.Views are personal only.Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Story
MikeMareen/iStock(SILVER SPRING, Md.) — Hurricane activity is expected to increase in the Atlantic due to favorable oceanic and atmospheric patterns now that El Nino has ended in the Pacific, the National Oceanic and Atmospheric Administration announced Thursday.The likelihood of an above-normal hurricane season rose to 45 percent, according to seasonal forecasters with NOAA’s Climate Prediction Center — just in time for the peak season, typically August through October, to begin.“El Nino typically suppresses Atlantic hurricane activity but now that it’s gone, we could see a busier season ahead,” said Gerry Bell, lead seasonal hurricane forecaster at NOAA’s Climate Prediction Center.The most recent outlook for the 2019 hurricane season includes 10 to 17 named storms, five to nine hurricanes and two to four major hurricanes, or storm systems that contain wind speeds of 111 mph or greater.On average, the Atlantic typically produces 12 named storms, six of which become hurricanes, including three major hurricanes, according to NOAA. Two storms have been named so far in 2019. *Updated* 2019 Atlantic #HurricaneSeason Outlook now calls for: 10-17 named storms of which 5-9 could become hurricanes, including 2-4 major hurricanes. News release + infographics at https://t.co/J7TXP6XJqU #HurricaneOutlook pic.twitter.com/utwvaSe3kw— NOAA Communications (@NOAAComms) August 8, 2019Acting FEMA administrator Pete Gaynor reminded those living in hurricane-prone areas to “be prepared.”“We urge everyone to learn more about hurricane hazards and prepare now, ahead of time, so that if state and local authorities announce evacuations in advance of a storm, you and your family will have planned where to go and what to do to stay safe,” Gaynor said.Hurricane season officially ends on Nov. 30.Copyright © 2019, ABC Radio. All rights reserved.